Study in Australia

World-class education in a vibrant multicultural environment

Living in Australia

This comprehensive guide covers everything from banking and transportation to accommodation and lifestyle in Australia.

Monetary & Banking in Australia

Budgeting

Your budget should include costs for food, rent, clothing, travel, and entertainment. International students typically need around AUD 320 per week for college/university, while school students require about AUD 265 per week.

Money and Banks

Australia's currency is the only legal tender. You can exchange international currency at airports, banks, hotels, and malls. Opening a local bank account is recommended, with services available through ATMs and digital banking.

Normal Bank Trading Hours

9:30 am – 4:00 pm Monday to Thursday

9:30 am – 5:00 pm Friday

Some banks open Saturday morning

Credit Cards

Major credit cards like American Express, MasterCard, and Visa are widely accepted throughout Australia.

Currency

The Australian Dollar comes in notes of $5, $10, $20, $50, and $100, with coins in 5, 10, 20, 50 cents, $1 and $2 denominations.

Tipping

Tipping isn't customary in Australia. In restaurants, 5-10% is appreciated but not expected. Taxi drivers return all change unless instructed otherwise.

Travel in Australia

Public Transport

Major cities have excellent public transport including trains, buses, and trams. Students typically rely on these services rather than private vehicles.

By Air

Qantas, Virgin Blue, and Regional Express are major domestic carriers. Student discounts may be available on economy fares.

Travel Opportunities

Australia offers diverse landscapes to explore during breaks, from beaches to rainforests to deserts. Many universities have travel desks to help plan trips.

Mystery Tickets & Standby

Some airlines offer last-minute "mystery ticket" deals and standby options that can be economical for flexible travelers.

Accommodation Options in Australia

On-Campus Options

Most universities provide on-campus accommodation including residential colleges and halls of residence, which are popular for socializing.

Boarding Schools

Private schools often offer boarding with meals, cleaning, and laundry included. Costs range from AUD 8,000-11,000 per year plus tuition.

Homestay/Farmstay

Living with an Australian family provides cultural immersion. Costs are AUD 110-270 per week, often including some meals.

University Residential Colleges

These offer comprehensive services but are more expensive (AUD 190-280 per week) than basic halls of residence.

Share Accommodation

Popular after the first year, sharing a house or apartment costs AUD 50-160 per week. Students typically provide their own furniture.

Lifestyle in Australia

Clean, Safe, Cosmopolitan

Australia offers a high standard of living with modern amenities, excellent healthcare, and cultural diversity in a safe environment.

Health Care

International students must have Overseas Student Health Cover (OSHC) for their visa duration, providing access to medical services.

Food & Shopping

Australia offers diverse cuisine options from high-end restaurants to casual cafes. Shopping hours are typically 9am-5:30pm daily with late nights on Thursdays/Fridays.

Climate & Geography

Australia's seasons are opposite the northern hemisphere. The continent features diverse landscapes from beaches to deserts to rainforests.

Leisure Activities in Australia

Sports & Recreation

Australians are passionate about sports and outdoor activities. Popular options include swimming, cricket, football, and bushwalking.

Entertainment

Campuses and cities offer vibrant social scenes with theaters, concerts, festivals, and nightlife options.

Travel Destinations

Must-see attractions include the Great Barrier Reef, Uluru, Sydney Opera House, and Tasmania's wilderness areas.

About Australia

Learn about Australia's history, culture, government, economy, and national symbols.

Australia in Brief

Australia is the largest island and smallest continent, located between the Indian and Pacific Oceans. It features diverse geography from beaches to deserts to rainforests.

The population is approximately 22.7 million, with most living in urban areas. Australians enjoy a high standard of living with good work-life balance.

History of Australia

Human habitation began about 50,000 years ago. European exploration started in the 1600s by Dutch, Spanish, French and British navigators.

The first British colony was established in 1788 at Botany Bay (now Sydney). Australia developed through immigration and exploitation of natural resources.

Culture & Religion

Australia is multicultural with influences from around the world evident in food, language, and customs. English is the official language but many others are spoken.

The country is secular with Christianity being the most common religion, followed by Buddhism, Islam, and Hinduism introduced through immigration.

Government System

Australia has a liberal democratic system with three levels: Federal (national), State/Territory, and Local governments.

The Commonwealth of Australia was established in 1901. The Federal government handles national issues while states manage local matters.

Economy of Australia

Originally resource-based, Australia's economy now includes strong manufacturing and service sectors. Key exports include minerals, wool, dairy, meat, and wine.

Flag & National Symbols

Australian Flag

The flag features the Union Jack, Commonwealth Star, and Southern Cross constellation. Australia was the first country to introduce polymer banknotes.

National Symbols

The coat of arms features a kangaroo and emu. The national colors are green and gold, floral emblem is golden wattle, and gemstone is opal.

Test Requirements for Australia

English proficiency must be demonstrated through IELTS for both university admission and visa requirements. Some professional courses may require additional tests.

IELTS

Minimum score requirements vary by institution and program level

More about IELTS

ICP Overseas can guide you through the testing process and help you achieve the scores needed for your desired program.

Universities in Australia

Australia has 39 government-funded universities with over 500,000 international students. All meet strict quality standards under the Australian Qualifications Framework.

ICP Overseas has partnerships with leading Australian institutions to help you find the perfect program for your academic and career goals.

Australian Visa Information

Requirements and procedures for obtaining a student visa for Australia.

Student Visa Requirements

You must apply for a student visa corresponding to your principal course of study. ICP Overseas provides complete visa assistance including:

Visa type determination
Document preparation
Application submission
Interview preparation

Common Visa Requirements

Good character and health
Overseas Student Health Cover (OSHC)
No outstanding debts to Australia
Electronic Confirmation of Enrolment (eCoE)
Financial capacity proof

Visa Subclasses

570 Independent ELICOS (English language courses)

571 Schools (primary/secondary)

572 Vocational Education & Training

573 Higher Education (Bachelor, Graduate Diploma)

574 Masters & PhD

575 Non-award foundation studies

576 AusAID or Defence sponsored

Education System in Australia

Understand Australia's world-class education system from application to graduation.

Why Study in Australia?

Australia ranks third globally for international students, offering:

World-recognized qualifications
High quality education at competitive costs
Multicultural environment
Excellent post-study work opportunities

Entry Requirements

Basic Requirements

English proficiency (IELTS score)
Previous academic qualifications

Undergraduate Requirements

Equivalent of Australian high school matriculation, often including specific prerequisite subjects.

Postgraduate Requirements

Completed undergraduate degree. Research ability or work experience may also be considered.

Funding Sources

Scholarships

Various scholarships are available from:

Australian Government
Universities (mostly for postgraduate study)
International organizations

ICP Overseas can help identify suitable scholarship opportunities for your profile.

Institution Rankings

While Australia has no official ranking system, at least 7 universities rank in the global top 200. All institutions maintain high standards through the Australian Qualifications Framework.

Student Support Services

Australian universities provide extensive support including:

Orientation programs
Academic advising
Language assistance
Health and counseling services
Accommodation and employment help

Vocational Education

Australia's Vocational Education and Training (VET) system delivers practical, industry-relevant skills through TAFE institutes and private providers. Popular areas include business, IT, tourism, and healthcare.

University Courses

Undergraduate

Bachelor degrees typically take 3-4 years full-time. Honours requires an additional year.

Postgraduate

Graduate Certificate 6 months

Graduate Diploma 1 year

Masters 1-2 years

Doctorate 3+ years

Education Loans

Loan Availability

Indian nationalized banks offer education loans up to ₹20 lakhs for approved overseas programs.

Key Features:

Up to ₹4 lakhs without collateral
₹4-7.5 lakhs with third-party guarantee
Above ₹7.5 lakhs requires collateral
Repayment typically begins 6-12 months after course completion
5-7 year repayment period

ICP Overseas can assist with loan documentation and processing.

Working in Australia

Student visa holders can work up to 20 hours per week during term and full-time during vacations. ICP Overseas provides guidance on:

Work rights application
Tax file number acquisition
Job search strategies
Workplace rights information

Studying Costs in Australia

Australia offers high-quality education at costs comparable to the US and UK. ICP Overseas helps you plan your finances.

Tuition Fee Estimates

Foundation Studies 9,000 - 14,000 AUD/year

Undergraduate (Arts/Business) 15,000 - 33,000 AUD/year

Undergraduate (Science/Engineering) 14,000 - 35,000 AUD/year

Postgraduate 20,000 - 37,000 AUD/year

Living Costs

Students typically need AUD 320 per week for accommodation, food, transport, and personal expenses. ICP Overseas provides personalized cost estimates based on your city and lifestyle preferences.

Weekly Budget Example

320 AUD

Average weekly living expenses for students

Why Choose ICP Overseas?

Expert Guidance

Our experienced counselors provide personalized advice for your Australian education journey.

University Partnerships

Direct connections with leading Australian institutions for seamless admissions.

Visa Success

High visa approval rates through meticulous documentation and preparation.

Post-Arrival Support

Assistance with accommodation, orientation, and settling into Australian life.

Living in Australia

This section serves as a helpful guide to living in Australia during your stay. It covers everything from the essentials, such as the Australian climate and banking system, to the finer details of clothing, travel, transport, and more.

Monetary & Banking System in Australia

Travel within Australia

Accommodation In Australia

Lifestyle In Australia

Leisure In Australia

Budgeting

When creating your budget, it’s important to account for expenses such as food, rent, clothing, travel, and entertainment.

For international students studying at college or university, an estimated weekly budget of AUSD 320 should cover these essentials, along with extras like phone bills and miscellaneous expenses.

For school-aged children, a weekly budget of around AUSD 265 should be sufficient for similar expenses.

However, individual lifestyles and location can significantly influence this estimate, so it's a rough guideline reflecting the average international student’s lifestyle.

Money and Banks

The official currency of Australia is the Australian Dollar (AUD). You can exchange foreign currency to Australian dollars at registered foreign exchange facilities, which can be found at airports, banks, major hotels, and some shopping centers.

Traveler's cheques in Australian dollars are the easiest to cash, but other currency cheques can also be exchanged at banks or hotels.

Once you’re settled, it’s a good idea to open a bank account with a local bank. Australia is home to several well-known banks, both local and international, so you’ll have access to competitive banking services.

Banking in Australia is quite convenient, with ATMs available 24/7 and widespread acceptance of credit and debit cards at most retailers, including grocery stores and convenience outlets.

Normal Bank Trading Hours

Monday to Thursday: 9:30 am – 4:00 pm
Friday: 9:30 am – 5:00 pm
Some branches may also be open on Saturday mornings.

Credit Cards

Credit cards are widely accepted throughout Australia, and the most commonly used types include American Express, Bankcard, Diners Club International, MasterCard, Visa, and their affiliated networks.

Currency

Australia’s currency is the Australian Dollar (AUD), and cents. Banknotes come in denominations of $5, $10, $20, $50, and $100, while coins are available in 5, 10, 20, 50 cents, and $1 and $2.

Australia was the first country in the world to introduce polymer banknotes in the 1980s, a significant innovation that has since been adopted globally. These notes are known for their durability, security, and environmental benefits such as recyclability.

Tipping

Tipping is generally not a custom in Australia. In casual cafés and smaller establishments, patrons might leave behind small change as a gesture, but it is not expected. In higher-end restaurants or hotels, a 5-10% tip may be appreciated but is never obligatory.

For taxi rides, all change is typically returned to the passenger unless they choose to round up to the nearest dollar.

Public Transport

As a student, it's unlikely that you'll own a car, so public transport will be your primary mode of getting around. Most major cities, especially the capital cities of each state and territory, have efficient public transport networks. The most common modes are trains and buses, which cover a significant portion of the country. Many cities also still operate tram services, albeit in a modernized version of the old system.

By Air

Qantas, Virgin Blue, and Regional Express are the three main airlines providing domestic flights within Australia and between its major cities. Smaller carriers may serve more remote or regional areas.

As a student, you can take advantage of student discounts on economy fares by presenting your student ID at the time of booking or travel (subject to seat availability).

Many universities also offer Travel Desk services for students, which can be a great resource when exploring travel options.

Travel

Australia is a vast and beautiful country, and students should make the most of their weekends and breaks to explore it. There’s no shortage of travel options, from its stunning natural landscapes to its national parks. To truly experience Australia in its unspoiled beauty, you’ll need to venture outside the main cities. Government-run national parks, tours offered by private companies, and adventure tourism are just a few options to consider.

Mystery Tickets

Qantas offers a unique program called "Mystery Tickets," where students can sign up to receive last-minute deals on flights to destinations with available seats. If you're flexible with your plans and enjoy a little adventure, this can be an affordable and exciting way to travel. Keep an eye out for special offers, but note that availability is limited, and the departure date might be very close to the flight time.

Standby Flights

Another option for students is standby flights, which allow you to potentially get a seat at the last minute. While this can be a cost-effective way to travel, it comes with the uncertainty of not always getting a seat. You’ll need to be prepared for long waits and the possibility of not flying at all.

Other Modes of Travel

In addition to air travel, there are other modes of transport such as trains, buses, and cars. Depending on your schedule and available free time, these slower modes of travel can be a more economical and relaxing way to explore Australia. Unlike flying, rail and road travel give you the opportunity to experience firsthand the diverse landscapes, culture, and lifestyle of different regions across the country.

Accommodation Options for Students in Australia

Most universities and colleges in Australia offer accommodation either on or near their campuses. University apartments, residential colleges, and halls of residence are common options for students.

Halls of Residence are especially popular among international students because they provide a great opportunity to socialize with others on a full-time basis. This is also one of the most affordable accommodation choices. Typically, meals and cleaning services are included in this option.

Residential Colleges offer a similar setup but with slightly higher costs. These colleges provide meals and more comprehensive facilities, including fully serviced rooms, sporting and recreational facilities, computer and internet access, and sometimes a library.

Shared Accommodation is another option where students can split the rent for an apartment or flat near campus. This can be a cost-effective way to live while still maintaining independence.

Some Australian families also offer homestay accommodation, where international students live with a local family. This can be a great way to immerse yourself in Australian culture. Many students opt to arrange temporary accommodation upon arrival, giving them time to explore other options.

Homestay and Farmstay programs are available, with institutions maintaining a register of families who are willing to host students during the academic year. These families are vetted to ensure they offer accommodation of a reasonable standard. Farmstay is an exciting option, especially for students interested in rural life.

For those looking for budget-friendly short-term accommodation, backpackers, youth hostels, guest houses, and hotels offer various housing options at different price points. Always check local resources, as prices can vary widely depending on location.

University Accommodation Options

Many universities, TAFE institutes, and other large education providers have housing offices that can help students find suitable accommodation. They provide information on available options, prices, and any rules and regulations. It’s possible to arrange temporary accommodation through the housing office before your permanent housing is finalized. Some universities charge a placement fee for arranging accommodation, so make sure to check with the relevant office.

Main Accommodation Options and Costs:

Boarding Schools
Many private schools offer full boarding options with meals, cleaning, and laundry services included. Boarding school students also have access to school facilities for study and recreation. Tuition fees are additional to the boarding fees.
Cost: A$8,000 - A$11,000 per year.
Homestay or Farmstay
In a homestay, students live with an Australian family in a city, often with meals included. A farmstay offers similar accommodations, but in a rural setting. This is popular among high school students or those taking English language courses.
Cost: A$110 - A$270 per week.
University Residential Colleges
These colleges offer meals, cleaning services, and support for both study and social needs. They tend to be more expensive than halls of residence due to the wider range of services and facilities offered.
Cost: A$190 - A$280 per week.
University Halls of Residence
Halls of residence provide basic accommodation, often including some meals and cleaning services, but with fewer additional facilities compared to residential colleges. Many first-year students prefer this option, but it’s essential to book early as these places are in high demand.
Cost: A$140 - A$220 per week.
University Apartments
Some universities offer apartments on or near campus, which provide more independence compared to dorm-style accommodations. These are generally popular with students in the later years of their degrees. Due to their popularity, it’s important to apply early.
Cost: Varies depending on the university and location.
Private or Church-Owned Boarding Hostels
These can be cheaper than university accommodation, offering a similar experience, with shared kitchen and bathroom facilities. Available for both tertiary and non-tertiary students.
Cost: A$80 - A$135 per week.
Share Accommodation
Share accommodation typically involves finding a house or apartment where you share the rent and utilities with others. Students often look for shared living spaces after spending a year or two in on-campus accommodation. Students usually provide their own furniture.
Cost: A$50 - A$160 per week.
Rental Accommodation
Renting a place independently is another option, though it typically involves signing a lease and providing your own furniture. Rental agreements also require a security bond, usually equivalent to one month’s rent. Your housing office can assist you with finding rental accommodation and explain your rights as a tenant.
Cost: A$70 - A$350 per person per week.

Important Notes:

The prices mentioned above are only estimates and can vary based on the location and type of accommodation. Always check with your university’s housing office or international education office for the most accurate and up-to-date information. Additionally, many universities offer temporary accommodation for students who have not yet found permanent housing, so be sure to inquire in advance if you need this service.

Clean, Safe, Cosmopolitan

Students from all over the world choose Australia for its high-quality education, welcoming atmosphere, and diverse cultural experiences. With low crime rates and strict gun control laws, Australia provides a safe environment for learning and travel. The country boasts one of the highest standards of living globally, offering modern transport systems, efficient telecommunications, cosmopolitan shopping complexes, and excellent healthcare services.

Australia’s natural beauty, combined with the warmth of its people, attracts visitors from many parts of the world. The country is also rich in the arts and works hard to preserve and showcase its diverse culture. Australians are environmentally conscious and passionate about maintaining the country's stunning landscapes. Our Clean Up Australia campaign has inspired similar movements worldwide.

Health Care

Australia has an excellent healthcare system. All Australian residents pay a Medicare levy (an additional tax) to fund the public health system, ensuring that everyone has access to public doctors, hospitals, and other health services. Those who contribute extra to a private health insurance fund receive additional benefits when using private healthcare services.

International students in Australia are required to have Overseas Student Health Cover (OSHC) for the entire duration of their student visa.

Food

Australia is renowned for its high-quality food, including top-notch meat, fish, fruits, and vegetables, many of which are exported globally. You'll find a wide variety of fresh produce in local markets, and most foods you're familiar with from home should be readily available.

Australia offers a broad range of international cuisines in its diverse restaurants, from elegant dining to casual Aussie pubs. Ethnic restaurants feature cuisines from around the world, and you can enjoy good food at affordable prices in bistros or cafés. For fast food lovers, global fast food chains are well-represented across the country.

Electricity

The electrical current in Australia is 240/250 volts AC, 50 cycles. The country uses a 3-pin plug, which is safe and reliable. If you’re bringing electrical appliances from abroad, you’ll need an adapter, and in some cases, a transformer may be required if your appliances use a different voltage.

Transport

Australia has a high standard of living, and the country’s public transport network reflects this. The system includes trains, buses, trams, and ferries in metropolitan areas. Major cities also have two national airlines and several regional airlines. Travel costs depend on the zone you're traveling to, and tickets can be purchased at stations, on buses, or at news agencies.

Visitors can drive in Australia with a valid overseas driver’s license, but if the license is not in English, a translation is required. International driving permits are not sufficient.

Metered taxicabs are widely available in cities and towns, with taxi ranks located at transport terminals, hotels, shopping centers, or hailed from the street. Taxis charge a base fee and a per-kilometer rate, but tips are not required.

Shopping

Australia’s capital cities and major centers offer world-class shopping experiences.

General shopping hours:

Monday to Saturday: 9:00 am – 5:30 pm
Late-night shopping (Thursday or Friday): until 9:00 pm
Many supermarkets operate 24 hours a day, 7 days a week.

Telephones

Australia has an advanced telephone system, and many private households now have internet access. Public telephones are available at most Post Offices, shopping centers, and airports. They accept various coins and phone cards, which can be purchased from retail outlets in denominations of $5, $10, $20, and $50. Credit phones are also available at major airports, city locations, and hotels and accept most major credit cards.

Mobile phones are very popular in Australia, and can be purchased from numerous retailers.

Australian Weather

Australia has a diverse climate, with seasons reversed compared to the northern hemisphere. Summer begins in December, while winter starts in June. About a third of the country lies in the tropics, where average temperatures are in the mid-20s °C, while the southern regions are in a temperate zone.

Australian Geography

Australia is a land of striking contrasts, from golden beaches and coral reefs rich in marine life, to tropical rainforests, mountain ranges, vast grazing lands, and deserts.

Australia is one of the oldest continents and is as wide as the distance from Kuala Lumpur to Taipei, and as long as the distance from Singapore to Manila. It is also the only country that occupies an entire continent. Surrounded by the Indian and Pacific Oceans, Australia is home to many unique animals and plants found nowhere else on Earth.

More Information

The Australian Government has a network of Education and Training Counsellors and Australian Education Centers (AECs) around the world, offering reliable, impartial advice on study opportunities in Australia. You can find up-to-date information on the Australian education system, costs of study and living, application procedures, and enrolment requirements. Further resources are available at Geebee and reference sites located in local institutions and libraries worldwide.

Sports and Recreation

Australians are passionate about sports and outdoor activities, and the country has earned a global reputation for both individual achievements and team success. The Sydney 2000 Olympic Games highlighted Australia as a premier destination for international sporting events.

Australia boasts more than 120 national sporting organisations, along with thousands of regional, state, and club bodies. It's estimated that around 6.5 million people—about a third of the population—actively participate in sports. In addition to organised sports, Australians enjoy a wide range of outdoor activities such as bushwalking, fishing, boating, and various water sports.

Entertainment

University campuses in Australia offer spacious environments that are perfect for socialising, sporting events, and other recreational activities. Additionally, most campuses are centrally located, allowing students easy access to the sophisticated urban lifestyle of Australian cities and the vibrant entertainment options available. Whether you enjoy the arts, dining out, or exploring nightlife, there’s always something to keep you entertained. International students will find plenty of opportunities to relax, meet friends, and enjoy their time in Australia.

Travel

Australia is home to some of the most stunning natural landscapes in the world. During semester breaks, students often venture beyond the capital cities to explore the country’s breathtaking national parks, the Great Barrier Reef, Kakadu, Uluru, and the Tasmanian Wilderness. These incredible natural wonders offer unique experiences and a chance to connect with Australia’s rich natural heritage.